RBC Royal Bank

No monthly fee on Day to Day Banking · 65+

An RBC Day to Day Banking account required.

$4 off the monthly fee · 65+

An RBC Advantage Banking or RBC Signature No Limit Banking account required.

$7.50 off the monthly fee · 65+

An RBC VIP Banking account required.

DAYS

Mon Tue Wed Thu Fri Sat Sun ×Always

YOU QUALIFY AT

55+ 60+ ×65+ CARP

THE FINE PRINT

Last checked 24 Oct 2026 · Tell us if this changed

MORE AT 65+

ATB Financial — No monthly fee on the Freedom Account · 59+. Alberta.

BMO — No monthly fee on the Practical Plan · 60+; $4 off the monthly fee · 60+

CIBC — No monthly fee on the CIBC Smart Account · 65+; No monthly fee on the CIBC Everyday Chequing Account · 65+